FHA Loans

Chad Rutherford, Mortgage Consultant at Eagle Mortgage Advisors LLC

Chad Rutherford, Mortgage Consultant

Eagle Mortgage Advisors LLC

Phone: (972) 814-6552

Email: [email protected]

NMLS# 299277

Company NMLS# 872948

Licensed in: TX, OK

Eagle Mortgage Advisors LLC is licensed to originate mortgage loans in Texas and Oklahoma. Products, disclosures, and consumer protections may vary by state. Information provided in any advertisement, social media post, flyer, email, or property listing is for general informational purposes only and should not be construed as legal, tax, or financial advice. Consumers should consult their own legal, tax, or financial advisors regarding their specific situation.

  • Mortgage Broker Serving Texas & Oklahoma | Eagle Mortgage Advisors LLC
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  • Chad Rutherford | Mortgage Broker NMLS 299277 | Eagle Mortgage Advisors
  • Justin Hill | Mortgage Loan Originator NMLS 2009477 | Eagle Mortgage Advisors
  • Jenny Claggett | Client Care & Processing Manager | Eagle Mortgage Advisors
  • Becky McDonald | Client Care & Document Specialist | Eagle Mortgage Advisors
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FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

Quick Qualification Check

FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

Most Areas

High-Cost Areas

Alaska, Hawaii, Guam & USVI

FHA Loan Benefits

Frequently Asked Questions

Ready to Get Started?

LOAN PROGRAMS

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options with no impact to your credit score.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.

Get answers to the most common questions about FHA loans

Let us help you navigate the FHA loan process and find the perfect home financing solution.

漏 路 Company NMLS #872948 路 306 West Main Street, Suite B, Gunter, TX 75058 路 (972) 382-1176 路 Equal Housing Opportunity

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